Refund Policy

Section 01

Introduction

This Payment, Cancellation & Refund Policy (“Policy”) governs the relationship between Carta Creations (“Company”, “We”, “Us”, or “Our”) and its customers (“Customer”, “Client”, “You”, or “Your”) with respect to all photography, videography, album designing, photo printing, customized gifts, branding, event coverage, digital media production, studio services, and all other creative services provided by Carta Creations.

The objective of this Policy is to establish transparent guidelines relating to booking confirmation, payments, cancellations, refunds, rescheduling, delivery schedules, customer responsibilities, and legal obligations.

By accepting a quotation, confirming a booking, making any payment, or availing any service offered by Carta Creations, the Customer acknowledges that they have read, understood, and agreed to be bound by this Policy.

This Policy shall be read together with all quotations, invoices, booking forms, agreements, work orders, estimates, and other communications issued by Carta Creations.

Carta Creations reserves the right to modify or update this Policy at any time without prior notice. The latest version published by the Company shall supersede all previous versions.

Section 02

Definitions

For the purpose of this Policy, the following terms shall have the meanings assigned below:

2.1 Company

“Carta Creations” refers to the business entity providing photography, videography, designing, printing, branding, album production, customized gifts, and allied creative services.

2.2 Customer

Any individual, company, organization, institution, event organizer, wedding photographer, corporate client, or authorized representative who places Photo Books & Printing services with Carta Creations.

2.3 Booking

A booking shall be deemed confirmed only after:

  • Acceptance of the quotation.
  • Payment of the agreed booking advance.
  • Written confirmation by Carta Creations.

2.4 Deliverables

Deliverables include but are not limited to:

  • Albums
  • Frames
  • Photo books
  • Customized gifts
  • Printed materials
  • Branding materials

2.5 Working Day

A working day means Monday through Saturday excluding declared public holidays.

Section 03

Scope of Services

Carta Creations offers professional creative services including but not limited to:

  • Photo Album Designing
  • Premium Album Printing
  • Photo Frames
  • Canvas Prints
  • Personalized Gifts
  • Corporate Branding Materials

Any service not specifically mentioned in the quotation shall be treated as an additional service and shall be charged separately.

Section 04

Booking Confirmation

A booking shall be considered confirmed only after all the following conditions have been fulfilled:

4.1 Advance Payment

The Customer shall pay the agreed booking advance mentioned in the quotation.

4.2 Confirmation

Booking confirmation may be communicated through:

  • Signed quotation
  • Email
  • WhatsApp confirmation
  • Booking Form
  • Purchase Order
  • Invoice acknowledgment

4.3 Balance Payment

Unless specifically agreed otherwise in writing, the balance payment shall be completed before the final delivery of photographs, videos, albums, or other deliverables.

Section 05

Pricing & Payment Terms

5.1 Quotation Validity

All quotations issued by Carta Creations shall remain valid only for the period mentioned in the quotation.

5.2 Pricing

Prices are based upon:

  • Printing specifications
  • Based on the Models
  • Packaging & Transportation opted

5.3 Accepted Payment Modes

Carta Creations accepts payments through:

  • Bank Transfer
  • UPI
  • Credit Card
  • Debit Card
  • Cheque (subject to realization)

Cash payments may be accepted only at the discretion of the Company.

Section 06

Additional Services & Charges

The following shall be treated as additional services and charged separately unless specifically included in the quotation:

  • Extra album pages
  • Premium album upgrades
  • Urgent delivery requests
  • Re-editing after final approval
  • Additional print orders
  • Customized gift packaging

All additional work shall commence only after Customer approval and payment wherever applicable.

Section 07

Cancellation Policy

7.1 Cancellation by Customer

The Customer may cancel a confirmed booking by providing written notice through email, WhatsApp, or an officially acknowledged written communication.

The following cancellation terms shall apply:

a) Cancellation before commencement of work

  • The booking advance shall generally be non-refundable.
  • Any third-party expenses already incurred (courier or transport expenses, etc.) shall be recovered from the Customer.

b) Cancellation after commencement of work

If any of the following activities have already commenced:

  • Designing
  • Printing
  • Album preparation

the Customer shall be liable to pay for the work already completed along with all applicable expenses.

7.2 Cancellation by Carta Creations

Carta Creations reserves the right to cancel an assignment due to circumstances beyond its reasonable control, including but not limited to:

  • Serious illness of the printing team
  • Accident
  • Natural calamities
  • Government restrictions
  • Civil disturbances

In such circumstances, Carta Creations shall make every reasonable effort to reschedule the assignment in consultation with the Customer.

Where neither option is reasonably possible, any refund shall be limited to the amount received for the affected services.

Section 08

Refund Policy

Carta Creations provides highly customized creative services. Accordingly, refunds shall be governed by the following principles.

8.1 Non-Refundable Services

The following items are strictly non-refundable once work has commenced:

  • Editing Charges
  • Color Correction
  • Album Designing
  • Album Printing
  • Frames
  • Canvas Prints
  • Personalized Gifts
  • Customized Merchandise
  • Branding Designs
  • Logo Design
  • Courier Charges

8.2 Refund Processing

Where a refund is approved at the sole discretion of Carta Creations:

  • Refunds shall be processed within 15–30 business days.
  • Refunds shall be made through the original mode of payment wherever reasonably possible.
  • No interest shall be payable on refunded amounts.

Section 09

Delivery Timelines

Estimated delivery schedules shall be communicated during booking. Typical timelines are:

DeliverableEstimated Timeline
Album Design15–20 Working Days
Album Printing4–7 Working Days after approval

These timelines are indicative and may vary depending upon project complexity, seasonal workload, customer approvals, and circumstances beyond the Company’s reasonable control.

Section 10

Album Design & Approval

Album design proofs shall be shared with the Customer for review.

The Customer shall provide consolidated feedback within the agreed period.

Once the Customer provides written approval:

  • Album printing shall commence.
  • No further modifications shall be accepted.
  • Cancellation or refund requests relating to the approved album shall not be entertained.

If the Customer delays approval for an extended period, delivery timelines shall automatically stand extended.

Section 11

Raw Files & Digital Assets

All RAW photographs, project files, Adobe files, layered design files, source files, and working documents remain the exclusive intellectual property of Carta Creations.

Unless expressly agreed in writing:

  • RAW photographs shall not be delivered.
  • Editing project files shall not be shared.
  • Source design files shall remain confidential.

Only the final edited deliverables specified in the quotation shall be supplied.

Section 12

Copyright & Intellectual Property Rights

12.1 Ownership

Unless otherwise agreed in writing, all edited images, albums, designs, graphics, layouts, branding materials, digital artwork, source files, project files, and all other creative work produced by Carta Creations shall remain the exclusive intellectual property of Carta Creations.

The Customer receives only a limited license to use the final deliverables for the purpose agreed upon at the time of booking.

12.2 Commercial Usage

For corporate, commercial, advertising, branding, or promotional assignments, usage rights shall be governed by the respective quotation, agreement, or purchase order.

Where unlimited commercial usage has not been specifically granted, all commercial rights shall remain vested with Carta Creations.

Section 13

Portfolio, Website & Social Media Usage

Unless the Customer expressly objects in writing prior to the commencement of the assignment, Carta Creations reserves the right to use selected photos, or creative work for:

  • Company portfolio
  • Website
  • Social media platforms
  • Exhibitions
  • Competitions
  • Promotional brochures
  • Company presentations
  • Advertising campaigns
  • Award submissions
  • Client references

Where confidentiality is specifically agreed in writing, Carta Creations shall respect such restrictions.

Section 14

Customer Responsibilities

The Customer agrees to:

  • Provide complete and accurate details required for Album Printing.
  • Ensure timely communication with the Company.
  • Approve album layouts, designs, and proofs within the agreed timelines.

Any delay caused by the Customer, including delayed approvals or incomplete information, shall automatically extend the delivery schedule.

Section 15

Force Majeure

Carta Creations shall not be liable for any delay, interruption, or failure in performing its obligations where such delay or failure arises due to circumstances beyond its reasonable control, including but not limited to:

  • Natural disasters
  • Floods
  • Cyclones
  • Earthquakes
  • Fire
  • Pandemic or epidemic
  • Government restrictions
  • Curfews
  • War
  • Civil unrest
  • Terrorist activities
  • Transportation disruptions
  • Power failures
  • Internet outages
  • Equipment damage caused by unforeseen events

In such circumstances, the Company shall make reasonable efforts to reschedule the assignment or provide an alternative solution, where practicable.

Section 16

Privacy & Data Protection

Carta Creations respects the privacy of its customers.

Customer information collected during the course of business, including names, addresses, telephone numbers, email addresses, photographs and event details, shall be used only for:

  • Executing the agreed services.
  • Customer communication.
  • Billing and invoicing.
  • Delivery of products.
  • Legal and statutory compliance.
  • Customer support.

The Company shall not disclose personal information to third parties except where:

  • Required by applicable law.
  • Necessary for service execution (such as album printing or courier partners).
  • Authorized by the Customer.

Section 17

Dispute Resolution

In the event of any dispute arising out of or relating to the services provided by Carta Creations, both parties shall first attempt to resolve the matter amicably through mutual discussions and good-faith negotiations.

If the dispute remains unresolved, either party may seek legal remedies before the competent courts having jurisdiction.

Section 18

Governing Law & Jurisdiction

This Policy shall be governed by and construed in accordance with the laws of the Republic of India.

All disputes arising from or relating to this Policy or any services rendered by Carta Creations shall be subject to the exclusive jurisdiction of the competent courts in Chennai, Tamil Nadu, unless otherwise agreed in writing.

Section 19

Contact Information

For any queries regarding bookings, payments, cancellations, refunds, or this Policy, customers may contact: